• Feedback
  • RSS Feed
  • Sitemap
Ommcom News
  • Home
  • Odisha
  • Nation
  • World
  • Sports
  • Business
  • Entertainment
  • Videos
  • Science & Tech
  • Photo Gallery
  • ଓଡ଼ିଆରେ ପଢନ୍ତୁ
No Result
View All Result
  • Home
  • Odisha
  • Nation
  • World
  • Sports
  • Business
  • Entertainment
  • Videos
  • Science & Tech
  • Photo Gallery
  • ଓଡ଼ିଆରେ ପଢନ୍ତୁ
No Result
View All Result
Odisha News, Odisha Breaking News, Odisha Latest News || Ommcom News
Home Business

NPAs Of India’s Banks Decline To Multi-Decade Low Of 2.3 Pc

OMMCOM NEWS by OMMCOM NEWS
July 2, 2025
in Business
NPAs

Mumbai: The soundness and resilience of India’s scheduled commercial banks are bolstered by robust capital buffers, multi-decadal low non-performing loans and strong earnings, according to the RBI’s latest Financial Stability report.

The country’s scheduled commercial banks continued to record improvement in their asset quality, with the GNPA ratio and NNPA ratio declining to multi-decadal lows of 2.3 per cent and 0.5 per cent, respectively, the report states.

While overall gross NPAs (non-performing assets) of banks fell to 2.3 per cent of total loans as of March 31 from 2.8 per cent a year ago, public-sector banks registered a sharp decline in NPAs from 3.7 per cent in March 2024 to 2.8 per cent in March this year. The gross NPA ratio of private-sector banks remained stable at 2.8 per cent, according to RBI data.

Furthermore, macro stress test results showed that the scheduled commercial banks’ aggregate capital levels will continue to remain above the regulatory minimum, even under adverse stress scenarios, the report states.

The Indian financial sector remained strong and resilient amidst global headwinds. Banks and non-banking financial companies (NBFCs) reinforced their capital and liquidity buffers while improving their asset quality. Bank credit growth decelerated and moved closer to deposit growth, narrowing the gap between both.

The credit expansion by NBFCs was supported by improving credit quality and strong capital buffers. A favourable interest rate environment, conditioned by monetary policy easing, is expected to catalyse credit offtake, going forward.

The capital position of the urban cooperative banks (UCBs) strengthened, while that of the non-banking financial companies (NBFCs) remained well above the regulatory minimum. The consolidated solvency ratio of the insurance sector, both life and non-life segments, remained above the minimum prescribed threshold limit. Stress test results of mutual funds and clear corporations affirm their resilience to shocks, according to the report.

The half-yearly slippage ratio, measuring new accretions to NPAs as a share of standard advances at the beginning of the half-year, remained stable at 0.7 per cent while the provisioning coverage ratio of banks at 76.3 per cent in March 2025 was marginally lower than that in September 2024, the report added.

(IANS)

Tags: Mumbai
ShareTweetSendSharePinShareSend
Previous Post

Rahul, Priyanka To Lay Foundation Stone For 100 Houses In Wayanad

Next Post

Four Odia Labourers Among 42 Killed In Telangana Factory Blast

Related Posts

Business

GST Rate Cut Across Auto Sector To Boost Growth & Jobs

September 8, 2025
Business

Gold Surges Rs 1,700, Silver Jumps Rs 1,200 To Hit Fresh All-Time Highs

September 8, 2025
Indian Stock Markets
Business

Sensex Ends 70 Points Higher, Nifty Nears 24,800

September 8, 2025
Business

India’s Gold Etfs Attract $233 Million In August

September 8, 2025
Business

Stock Market Opens Higher, Auto Stocks Lead Rally Over GST Booster

September 8, 2025
GST
Business

Nil GST On Life, Health Insurance To Boost Affordability, Consumption

September 8, 2025
Next Post

Four Odia Labourers Among 42 Killed In Telangana Factory Blast

Hemant Khandelwal

Hemant Khandelwal Takes The Helm: BJP Installs New MP Chief In Unanimous Transition

TN Custodial Death

TN Custodial Death: After Political Furore, Stalin Govt Offers Job, Land To Victim's Family

Khimji
  • Feedback
  • RSS Feed
  • Sitemap

© 2025 - Ommcom News. All Rights Reserved.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In

Add New Playlist

No Result
View All Result
  • Home
  • Odisha
  • Nation
  • World
  • Sports
  • Business
  • Entertainment
  • Videos
  • Science & Tech
  • Photo Gallery
  • ଓଡ଼ିଆରେ ପଢନ୍ତୁ

© 2025 - Ommcom News. All Rights Reserved.